How Much Does Choice Home Warranty Cost – The cost of living and housing in California can be high compared to the rest of the country. This makes budgeting for unexpected repairs difficult for many homeowners. For this reason, a home warranty can be good for California residents. A home warranty can be taken out for appliances, systems such as electrical, plumbing and plumbing, or for your entire home with additions for pools and outdoor kitchens. Depending on your plan, these apply when something breaks, needs maintenance or repair and can save you thousands of dollars in unexpected costs.
The statewide average cost of a home warranty in California is $350 to $750, with most homeowners spending $500 on a combined system and appliance plan. This project’s low cost is $250 for a basic 2-year combined service plan on a new home. The high cost is $900 for a platinum level plan that covers all systems and appliances in an existing house.
How Much Does Choice Home Warranty Cost
Home warranties are usually entered into for 1 year, but brand new homes can have longer warranties. When purchasing a standard home warranty for any system or appliance, you typically have two options – monthly and annual. Paying the fee annually tends to save money over paying monthly. In California, where the cost of living is high, paying upfront can often be the better choice. However, monthly payments are generally available for those who prefer to spread the costs.
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For brand new homes, in addition to system and appliance warranties, you can also get a 10-year structural warranty. This warranty covers your home’s walls and foundation from normal wear and tear for 10 years. This warranty has limits for natural disasters, such as wildfires and earthquakes, and only covers things like foundation leaks and wall cracks. Shown below are the average costs for paid housing guarantees for different periods.
There are many plans to choose from in California, just as many climates and areas of the state can affect your plan. Most companies offer a roof coverage plan to help with roof damage from storms, which can be a good idea wherever you live.
Coastal residents should consider plans that focus on appliances because salt air can damage appliances and electronics. Appliance plans cover most plug-in appliances, such as washers and dryers, ovens and refrigerators. Wired appliances, such as dishwashers, are generally covered by plumbing and electrical system plans.
Not all system plans are the same and your location may affect the one you choose. Those in the southern parts want a plan that includes AC equipment and maintenance, while those in the north want a plan that includes heating systems and water heaters. If you live in mountainous and rural areas, you’ll want a plan that offers extras like septic tanks and well pumps, while those with pools will want a plan that offers coverage for those things.
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Many companies offer basic and total protection plans at different levels. These tiers are usually given as bronze, silver, gold and platinum, and each one covers more items than the next. Check which plan covers what you need most to get the best coverage for your California home. Below are the average monthly and annual costs for the most common plans in California.
Many home types in California can affect the cost of your home warranty plan. Mobile homes and apartments are smaller than detached houses. Therefore, they usually have lower costs. Smaller spaces like RVs and condos don’t have as many systems or appliances as a single-family home, while condos often have shared systems that aren’t covered. Therefore, their costs are lower.
Duplexes and condominiums of up to 4 units can also receive a home warranty and usually have higher costs. Duplex has double the space to cover, while a small apartment building has even more space and systems. This means that your costs are higher than for a single-family home.
In addition to usual system costs, modular houses can also have a 10-year structural guarantee. This is because they are built in a factory under strict conditions and often use additional materials than other homes. This 10-year warranty does not cover damage due to natural disasters in California, but does cover regular damage and repairs to the foundation or walls. Below are the average costs per year for the different home types found in California and the 10-year cost of a structural warranty for modular homes.
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Many reputable home warranty companies offer plans in California. All of these companies offer some home warranty. This can range from full coverage to different plans and tiers that cover appliances, systems or your entire home. Some may offer plans that better suit your needs than others. For example, some companies may offer additional coverage for pools, plumbing maintenance, roof leaks, and outdoor kitchens. Others may offer coverage for furnaces, while some may offer better coverage for air conditioning. Since California is such a large state, you may want to shop around to find a company that offers coverage on your systems rather than a blanket plan. Most companies offer a basic and total protection plan at various levels, if not appliance and system plans. Check plans from several different companies to compare. Most companies also have a service charge and service cap, so compare these to ensure you’re getting the best deal. Below are some of California’s most common home warranty companies and their monthly costs.
California home warranties cover many areas and systems in your home, making repairs more affordable. But most plans come with a deductible or service charge per call. This ranges from $75 to $150 per visit, and some plans have differentiated fees for deductibles. You pay the fixed amount when you call for repair, while the warranty covers the rest. These fees are per service rather than annual. If you therefore have 7 service calls in a year, you pay 7 deductibles or service charges.
Some plans have higher fees than others based on your plan level. Some plans also allow you to pay a higher fee at the time of the service call to cover more issues. Always check your plan to understand the service charges or deductibles and how they apply to your plan.
In addition to systems and appliances, you can cover many additional areas. Some companies offer robust add-on plans in California for pools, septic systems, well pumps and outdoor plumbing. These plans allow you to customize your home warranty to get the most out of your coverage. This is a good idea, especially in California, where many areas and climates mean your coverage needs can change.
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Homes in the South may have outdoor plumbing, outdoor kitchens, pools and guest houses that need covering. They may also need HVAC maintenance coverage for the extra use their AC units get. Homes in mountain regions may need coverage for septic systems and well pumps, while coastal homes may want to add electronic coverage because the salt air can damage sensitive equipment.
Not all companies offer all types of coverage. You may need to shop around to get the best plan. Below are the average annual costs for some of the most common areas to cover in California.
Home warranties are not mandatory in California. But they are recommended for several reasons, including the savings they offer.
This may depend on the contract between the buyer and the seller. Many sellers pay for the guarantee for a higher selling price.
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The information from our cost guides comes from a variety of sources. For more information, read our methodology and sources. Affiliate Disclosure: This Old House may be compensated if you purchase through links on our site … Read More . Our review team is committed to delivering honest, objective and independent reviews of home products and services.
With a home warranty plan, homeowners don’t have to pay out of pocket for expensive repairs when their systems and appliances break down. In this article, we evaluate Select Home Warranty and Choice Home Warranty based on a variety of criteria, including cost, reviews, coverage, and more.
Select Home Warranty and Choice Home Warranty are two prominent home warranty companies that offer comprehensive coverage plans at affordable prices. In this review, the This Old House Reviews team compares Select Home Warranty and Choice Home Warranty to help our readers who are interested in purchasing a home warranty plan. Keep reading to learn which is the best home warranty company for you.
Pros Offers more plan options and add-ons than Choice Home Warranty Provides coverage in 47 states, excluding Nevada, Washington and Wisconsin Offers two months of coverage free when you sign up for a home warranty plan
Select Home Warranty Review (june 2023)
Cons Premium plan covers two fewer items than Choice Home Warranty’s total plan has a $75 cancellation fee
Select Home Warranty offers some of the most affordable home warranty plans and service fees in the industry and has a variety of optional extras to include with all plans. For full coverage of systems and appliances, we recommend you sign up for the Platinum Care Plan.
To get $100 off your plan and two months of coverage free, call 888-370-3956 or fill out
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