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An aftermarket car warranty is protection that you buy for your vehicle after the manufacturer’s warranty expires to pay for repairs.

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Best Coverage 4.6/5 Cost: Multiple discounts available.

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Best monthly payments 4.5/5 Cost: Flexible month-to-month contracts Coverage: 6 plan options, some lasting up to 300,000 miles Reputation: Most popular warranty provider

Best for used cars 4.4/5 Cost: No down payment required.

Between monthly payments, car insurance and car repairs, owning a vehicle isn’t cheap. With a new car, you have some protection against mechanical failure with the factory warranty, but what about when that coverage ends? The best option to cover repairs would be an aftermarket car warranty, also called a vehicle protection plan or vehicle service contract.

With so many options to choose from, you’ll need to do some research to find the provider that fits your needs. We’ve done the work for you by researching for 1,475 hours on everything there is to know about aftermarket car warranties, including the best providers. We’ve compiled our results to explain the best extended car warranty companies. Compare quotes between some of these top-rated providers.

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Why you can trust På , we’re dedicated to providing car owners with the well-researched, fact-checked information they need to make sound auto warranty decisions. Our team analyzes supplier offers and customer insights so you can feel empowered to make the best choice.

An aftermarket warranty provides protection when factory coverage expires. You can add it at any time, not just when you buy the vehicle. Aftermarket car warranties may also be called extended car warranties, but technically these are both vehicle service contracts that are usually provided by third-party providers.

These auto protection plans cover the cost of repair parts and labor, just like the manufacturer’s warranty, and are a common source of vehicle protection, especially for used, older cars.

You can get an aftermarket car warranty from a dealer or third party company. Our research team reviewed 46 different warranty providers to find the provider that best suits your needs.

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At the dealer, you have access to original equipment manufacturer (OEM) parts and factory-trained technicians. Usually you have to take the car to the manufacturer’s service center. This can either be an advantage or very limiting.

A third-party car warranty offers more flexibility. You can go to any authorized workshop and visit a mechanic of your choice. It is clear that not all of these companies will provide the same level of service. We also cannot guarantee that they will offer the right guarantees for your needs. It is therefore important to shop around and compare different suppliers.

Aftermarket warranty providers have many different elements that determine whether they are right for you. We create an overall assessment score for each supplier based on their assessments in five main areas: industry status, coverage, cost, transparency and customer service.

To provide you with the most up-to-date information, we update our assessment standards several times each year. Below are more details on what we look for in each rating category:

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Vendors receive a high score in this category based on any awards, ratings, or recognition from trusted warranty evaluators, such as Kelley Blue Book, CARFAX, or the Better Business Bureau (BBB). We also consider customer reviews on websites such as BBB and Trustpilot, and how much experience a warranty provider has.

Providers who offer several different coverage options are rewarded with a higher score in this category. If a company offers plans with longer term limits and more benefits, the coverage score increases.

Providers that offer affordable coverage plans as well as deductible options can expect to see a higher score in the cost category. If the same vendors offer discounts, their score will increase.

For this category, if a company offers a money-back guarantee and allows customers to see sample contracts on coverage plan pages, it will receive a high score. The website must also be relatively clear and easy to navigate.

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Strong online customer reviews give suppliers high scores in this category. If a provider has a mobile app and offers an online chat option for customers, their customer service score will also increase.

If you’re looking for extra coverage for auto repairs, Endurance, ForeverCar and Olive.com™ are the extended warranty providers that should be on your shopping list. All of these providers allow car owners to visit their favorite auto repair facilities, select deductibles starting at $0, and enjoy a variety of benefits.

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Of all the companies we reviewed, Endurance topped our list for its six versatile aftermarket warranty plans that offer varying levels of protection for drivers with different needs. As a direct provider, Endurance manages all the plans it sells. This makes the claims process much easier, as you work with the same company throughout the life of the protection plan.

Endurance extended warranties also come with a free one-year membership of Endurance Elite benefits – which include roadside assistance, key fob replacement, ID theft services, tire replacement and more. Endurance Warranty reviews are mostly positive with reports of good customer service. Find out why and get a free quote from Endurance below.

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Reputable extended car warranty company that offers six levels of coverage and has excellent customer reviews. It’s our pick for best coverage and our top overall pick for extended warranty providers.

Although ForeverCar is not as experienced as industry giants like Endurance or CARCHEX, this aftermarket warranty provider makes up for it by offering significantly cheaper aftermarket warranty plans.

ForeverCar offers a 30-day money-back guarantee for all four different levels of protection. These warranties last for 3 years/unlimited miles and have sample contracts on the plans page of ForeverCar’s website, showing that ForeverCar is transparent and previews drivers about what it offers.

Despite being less than 12 years old, ForeverCar has over 5,000 reviews on Trustpilot, and 97 percent of them are very positive. ForeverCar’s record of customer satisfaction mixed with affordable coverage options makes it our top three recommended aftermarket warranty providers.

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Olive doesn’t offer as many coverage options as ForeverCar or Endurance, but its aftermarket car warranties provide very comprehensive coverage. Olive is our top pick for the best online warranty in the business. The company is unique in that coverage for customers starts as soon as you purchase your plan online.

It also uses a subscription-based billing model that customers can use to cancel at any time. Olive offers a price lock guarantee and is one of the best digital experiences in the industry with a website that is easy to navigate and clear about each of the plans. That’s why in our Olive warranty review, give the company our Best Online Warranty award.

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These are just our top three recommendations, but none of them are guaranteed to give you what you need for yourself and your own vehicle. Therefore, you have to decide what is most important to you when you buy an aftermarket warranty. Maybe you really want roadside assistance or a $0 deductible, or maybe you just want the simplest powertrain coverage for a few expensive vehicle components.

We conducted a survey in 2022 to find out which companies customers purchased aftermarket warranties from. Although 56 percent of respondents chose CarShield, other popular companies were CARCHEX, autopom! and Protect My Car. All of these companies also have fairly long mileage limits on their protection plans.

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Aftermarket car warranties come in many different varieties. Like factory warranties, the limits are set by year and mileage, with the plan expiring when either limit is reached. For example, a 5-year/60,000-mile plan will expire for both of these scenarios: the car is 5 years old and has 40,000 miles, or the car is 4 years old but has 60,000 miles.

The best providers allow drivers to choose from a range of different coverage lengths. They also allow drivers to choose which items the service plans cover. Many companies have about five basic coverage options that follow a formula like this:

Aftermarket car warranties also offer more flexibility compared to factory or dealer warranties. For example, factory extended warranties usually have to be purchased before the standard warranty expires. In some cases, you will need to get an extended warranty when you buy your new car – how will you know if you need one this early?

In contrast, aftermarket auto warranties can be added at any time. They can also last much longer compared to extended factory warranties. For example, Toyota’s longest extended warranty coverage lasts 125,000 miles, but plans from our top aftermarket picks

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