Jewelry Stores That Accept Affirm – For example, a $750 purchase might cost $250 per month for 3 months with 0% APR. See footer for details.
*Available for online purchases only. Your rate will be 0% APR or 0–36% APR. Payment options through Affirm are subject to eligibility screening, may not be available in all states, and are provided by these lender partners:
Jewelry Stores That Accept Affirm
*Available for online purchases only. Your rate will be 0% APR or 0–36% APR. Payment options through Affirm are subject to eligibility screening, may not be available in all states, and are provided by these lender partners: affirm.com/lenders. Options depend on your purchase amount and may require a down payment. CA Residents: Loans from Affirm Loan Services, LLC are made or arranged pursuant to a California Financial Lender license.
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You can make or schedule payments at affirm.com or the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are made.
Yes—you can return a product purchased with Affirm by starting the return process in-store or online by emailing [email protected] .
No — your credit score will not be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, it may affect your credit score. You can find more information in the Affirm Help Center.
Yes, you will need a cell phone number from the US or US territories. This helps Confirm to verify that it’s really you creating your account and signing in.
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* Prices from 0% – 36% APR. For example, an $800 purchase might cost $72.21/month for 12 months with a 15% APR. Payment options through Affirm are subject to eligibility screening and are provided by these lending partners:
. Options depend on your purchase amount and may require a down payment. CA Residents: Loans from Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see
* Prices from 0% – 36% APR. For example, an $800 purchase might cost $72.21/month for 12 months with a 15% APR. Payment options through Affirm are subject to eligibility screening and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and may require a down payment. CA Residents: Loans from Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. When you buy with Affirm, you always know exactly what you’ll owe and when you’ll finish paying. There are no hidden fees – and no delays.
Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to eligibility screening, may not be available in all states, and are provided by these lender partners: affirm.com/lenders. Options depend on your purchase amount and may require a down payment. CA Residents: Loans from Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
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Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers instant loan decision for online purchases to be paid in fixed monthly installments for 3, 6 or 12 months.
Buy and receive your purchase immediately and pay for several months. This payment option allows you to split your purchase price into fixed payment amounts that fit your monthly budget.
If Affirm approves your loan, you’ll see your loan terms before you make your purchase. See exactly how much you owe each month, the number of payments you have to make and the total amount of interest you will pay over the life of the loan. There are no hidden charges.
The application process is secure and real-time. Affirm asks you for some information. After you provide this information, Affirm notifies you of the loan amount you’re approved for, the interest rate, and the number of months you have to pay off your loan — all within seconds.
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You don’t need a credit card to make a purchase. Confirm that it lends to the merchant directly on your behalf.
You may qualify for Affirm financing even if you don’t have an extensive credit history. Affirm bases its loan decision not only on your credit score, but also on many other data points about you.
Confirmation reminds you via email and SMS before your upcoming payment is due. Turn on auto pay to schedule automatic monthly payments on your loan.
Be 18 years of age or older (19 years of age or older in Alabama or if you are a guardian of the state in Nebraska). Do not be a resident of Iowa (IA) or West Virginia (WV). Please enter a valid US residential address or APO/FPO/DPO. Provide a valid US mobile or VoIP number and agree to receive SMS text messages. The phone bill must be registered in your name. Enter your full name, email address, date of birth and the last 4 digits of your social security number to verify your identity.
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2. The confirmation asks you to enter some information: Name, email, mobile phone number, date of birth and the last four digits of your social security number. This information must be consistent and yours.
3. To make sure you are the person making the purchase, Affirm sends a text message to your mobile phone with a unique authorization code.
4. Enter the authorization code in the application form. Within seconds, Affirm notifies you of the loan amount you’re approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to repay your loan over three, six or twelve months. Affirm reports the amount of your fixed, monthly payments and the total amount of interest you will pay over the life of the loan.
After your purchase, you will receive monthly email and SMS reminders about your upcoming payments. You can also set up automatic payment so you don’t miss a payment. Your first monthly payment is due 30 days from the date we (KALOI JEWELRY) process your order.
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Affirm asks for some personal information: Name, email address, cell phone number, date of birth, and the last four digits of your social security number. Affirm verifies your identity with this information and makes an instant loan decision. Affirm bases its loan decision not only on your credit score, but also on many other data points. This means you may be able to get financing from Affirm even if you don’t have an extensive credit history.
Although Affirm performs a credit check when you apply for a loan, this will not affect your credit score. However, if you are approved and decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build a positive credit history.
KALOI Jewelry has no information about customer finance denials. Affirm strives to offer all credible applicants financing with Affirm, but is unable to offer credit in every case. Affirm will send you an email with more details about its decision. Unfortunately Affirm’s decision is final.
If Affirm is having trouble verifying your identity, you may need to provide more information. Affirm uses modern technology to confirm your identity, including verifying your address or full SSN or requesting a photo ID. Affirm takes these steps in some cases to combat fraud and provide the most accurate credit decision it can.
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Affirm may sometimes need more information about your finances and ability to repay in order to make a credit decision. Your income gives Affirm additional insight into your ability to repay.
Affirm may sometimes need more information about your finances and ability to repay in order to make a credit decision. If you are prompted to link your current account and want to continue, please provide your online banking account login details. Affirm does not store your online login credentials — they are transmitted securely to your bank.
If Affirm asks you to link your bank account, Affirm will not be able to offer you credit if:
Although Affirm is constantly adding support for additional banks, they cannot connect to every bank at this time. We apologize for the inconvenience. If you cannot connect your bank, you will need to complete your purchase with another payment method.
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Affirm is not always able to offer credit for the full amount you request. In these cases, Affirm asks you to make a debit card payment for the balance of your purchase. The down payment amount cannot be changed and must be made upon confirmation of your loan and before the loan offer expires.
Yes! Affirm works hard to be completely transparent. You will see the amount of interest you will owe on the terms page and again on the loan confirmation page. If you pay off your loan early, you’ll get a discount for any interest that hasn’t yet accrued.
Affirm is only available to buyers residing in the United States. Affirm hopes to expand its services to customers outside the US in the future.
The annual percentage rate (APR) on an Affirm loan ranges from 0% APR or 10-36% APR. Affirm discloses any required fees up front before you make a purchase, so you know exactly what you’ll be paying
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